Current Account
Current Account
At Anioma MFB, we offer a variety of current accounts tailored to meet the diverse needs of our customers. Our options include Personal Current Accounts, Sole Proprietorship and Registered Business Name Current Accounts, and Corporate Current Accounts. Each account type is designed with specific benefits and targeted customer groups in mind.
Below, you will find a list of our current accounts along with their features and the requirements for opening each account.
Personal Current Accounts
Our Personal Current Account is an individual account that allows for convenient and value-adding banking experience.
Features & Benefits
- Minimum opening balance of N10,000.00
- N1,000 minimum operating balance
- Current Account Maintenance Fee (COT) of N1/mille on all debit transactions
- Debit card issuance
- Clearing Cheque book issuance
- Access to e-channel platform
Personal Current Account Opening Documentation
Passport photograph required?
Yes, one(1) recent passport photograph.
Bank Verification Number (BVN) required?
Yes, Bank Verification Number (BVN) is required.
National Identification Number (NIN) required?
Yes, National Identification Number (NIN) is required.
Do I need KYC/DD and compliance with AML/CFT Policies?
Yes, full KYC/DD and compliance with AML/CFT Policies will be carried out.
Type of means of identification required?
Any of the valid means of identification required is International passport, Driver’s license, National ID [NIN Preferable], Voter’s card) .
Type of proof of address required?
Any of the valid proof of Address required is (PHCN, Water bill, Waste disposal bill, tenement, etc.).
Any other rquirement?
Yes, Resident permit (for expatriates).
2 References
Corporate Current Accounts
Our Corporate Current Account is for incorporated entities such as Limited Liability Companies.
Features & Benefits
- Minimum opening balance of N10,000.00
- Minimum operating balance (if applicable)
- Cheque Book
- Business Account with Limited Liability
- Current Account Maintenance Fee (COT) of N1/mille on all debit transactions
- Access to e-channel platform
Corporate Current Account Opening Documentation
Incorporation Certificate required?
Yes, Incorporation Certificate (Photocopy with Original Sighted).
CAC Certified Memorandum and article of Association required?
Yes, CAC Certified Memorandum and article of Association of the Company (Photocopy with Original Sighted.
Form CAC 2 and CAC 7 required?
Yes, Form CAC 2 and CAC 7 (Photocopies with Original Sighted).
CAC certified Status Report required?
Yes, CAC certified Status Report with company details (Photocopy with Original Sighted).
Bank Verification Number (BVN) required?
Yes, Bank Verification Number (BVN) is required.
Letter of Authority to open account required?
Yes, Letter of Authority to open account, duly signed by the Chairman and Secretary.
Letter of introduction of the signatories to the account required?
Yes, Letter of introduction of the signatories to the account, duly signed by the Chairman and Secretary.
National Identification Number (NIN) required?
Yes, National Identification Number (NIN) is required.
Passport photograph required?
Yes, one(1) recent passport photograph of each account signatory.
Do we need KYC/DD and compliance with AML/CFT Policies?
Yes, full KYC/DD and compliance with AML/CFT Policies will be carried out.
Type of means of identification required?
Any of the valid means of identification required is International passport, Driver’s license, National ID [NIN Preferable], Voter’s card) .
Type of proof of Business address required?
Any of the valid proof of Business Address required is (PHCN, Water bill, Waste disposal bill, tenement, etc.).
Any other rquirement?
Yes, Resident permit (for expatriates).
2 References
Sole Proprietorship and Registered Business Name Current Accounts
Our Sole Proprietorship and Registered Business Name Current Account is targeted towards Sole Proprietorship, Registered Business Names with banking needs.
Features & Benefits
- Minimum opening balance of N10,000.00
- Minimum operating balance (if applicable)
- Cheque Book
- Business Account with Limited Liability
- Current Account Maintenance Fee (COT) of N1/mille on all debit transactions
- Access to e-channel platform
Sole Proprietorship and Registered Business Name Documentation
Incorporation Certificate required?
Yes, Incorporation Certificate (Photocopy with Original Sighted).
CAC Certified Memorandum and article of Association required?
Yes, CAC Certified Memorandum and article of Association of the Company (Photocopy with Original Sighted.
Part B Form required?
Yes, Part B Form (Photocopies with Original Sighted).
CAC certified Status Report required?
Yes, CAC certified Status Report with company details (Photocopy with Original Sighted).
Bank Verification Number (BVN) required?
Yes, Bank Verification Number (BVN) is required.
Letter of Authority to open account required?
Yes, Letter of Authority to open account, duly signed by the Chairman and Secretary.
Letter of introduction of the signatories to the account required?
Yes, Letter of introduction of the signatories to the account, duly signed by the Chairman and Secretary.
National Identification Number (NIN) required?
Yes, National Identification Number (NIN) is required.
Passport photograph required?
Yes, one(1) recent passport photograph of each account signatory.
Do we need KYC/DD and compliance with AML/CFT Policies?
Yes, full KYC/DD and compliance with AML/CFT Policies will be carried out.
Type of means of identification required?
Any of the valid means of identification required is International passport, Driver’s license, National ID [NIN Preferable], Voter’s card) .
Type of proof of Business address required?
Any of the valid proof of Business Address required is (PHCN, Water bill, Waste disposal bill, tenement, etc.).
Any other rquirement?
Yes, Resident permit (for expatriates).
2 References
